There’s a lot to consider when you’re thinking about how much to put down as a down payment. Your lender will be the person that will determine what your down payment should be by going over your finances to know what you can afford and what is best for you and your situation. There’s other things to consider like what type of loan you’re getting, what you’d like your monthly payments to be, and whether or not you’re paying your own closing costs.

Here’s an article on why 20% down isn’t always the way to go.